Partial payments on projects: how to split the fee sensibly

With a partial payment, the fee isn't paid all at once but in several amounts. For projects, the fairest approach is to tie each installment to a delivery: every payment belongs to a clearly described result.

Three proven models

  • By milestone: each stage (e.g., concept, build, launch) has its own amount.
  • By percentage: e.g., 30% at the start, 40% at the midpoint, 30% after acceptance.
  • Monthly: a fixed amount per month for ongoing work.

Worked example

A €9,000 website project (example): concept & design €2,700, development €4,500, launch & handover €1,800. Each stage has its own deadline and clear acceptance criteria.

What to watch out for

  • Tie every partial payment to a verifiable result, not just a date
  • Briefly describe the acceptance criteria for each stage
  • define what happens in case of delays or requested changes

Partial payments with a secured budget

The problem with classic partial payments: every stage is a new invoice you're waiting on. With a stip, you set up the stages as milestones. Your client secures the budget with the payment partner Stripe, without signing up, and approves each stage with one click after delivery. The amount is then paid out to your bank account.

Frequently asked questions

Is a partial payment the same as an installment plan?+

Colloquially, often yes. For projects, partial payments are usually tied to deliveries, while installment plans are tied to fixed dates.

How many partial payments make sense?+

Three to four stages are enough for most projects. More stages mean more coordination.

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General information only; not legal or tax advice.