Market thesis
The problem repeats in every project.
Freelancers and agencies carry pre-delivery risk, while clients should not have to prepay blindly. Stipme aligns both interests in one clear payment flow, initially focused on the DACH market.
For investors
A new trust layer for project-based work.
Stipme organizes milestone payments so providers secure the budget upfront while clients stay in control until acceptance. We are open to strategic conversations with partners who want to build this category with us — often it starts with a simple email.
Get in touchPublic overview · Deeper materials after a qualified exchange
Product maturity
The core is already built.
Payment links, milestones, approval, non-delivery protection and assistive AI work together as one coherent product experience.
Business model
Transactions and software scale together.
Start removes adoption friction, Pro combines recurring revenue with lower transaction fees, and Enterprise addresses larger volumes and teams.
Distribution
Every project brings both market sides together.
A provider shares the link with a client, making the client benefit visible inside a real project. Referrals, templates and organic content compound this product-led distribution.
Positioning
The gap between invoicing and prepayment.
Existing options usually optimise invoicing, payment or intermediation in isolation. Stipme instead organises the shared acceptance and payment flow for both parties.
01
One continuous flow
Agreement, upfront payment per stage, change requests and approval work together in one product.
02
Neutral rules
Both parties accept the flow before payment; Stipme organises it and never decides disputes.
03
Product-led distribution
The client uses the link without signing up and experiences the benefit inside a real project.
Investment Case
Built to compound.
- DACH as a focused initial market
- Two equally important audiences
- Recurring, transaction-linked demand
- AI improves clarity — it never decides
Contact
Does Stipme fit your investment thesis?
Share a little context — an email exchange is a fine first step. We do not publish confidential metrics, roadmap details or technical information; those follow only after a qualified review.
Deliberately limited public detail
This page contains no internal architecture, security configuration, unpublished roadmap, or confidential traction and financial data.