You decide on the payout
Each stage is paid out only after your approval. Not happy? Request changes — then nothing is paid out.
No prepayment risk
Until you approve, your money is held securely by the regulated payment partner — not freely available to the provider.
A clear agreement upfront
Scope, acceptance criteria and review period are fixed before you pay. Both sides agree.
No sign-up
Open the link, review, pay by card, Apple Pay or Google Pay. Receipt by email.
Money back if nothing is delivered
Every milestone has an agreed delivery date. If nothing arrives by then plus 7 days, you reclaim your money in full with one click — no provider approval needed.
Predictable stages
Instead of one large sum, you pay step by step, in line with project progress.
A fair review period
Enough time to review (72 hours, 7 or 14 days, weekends excluded). Requesting changes stops the clock.
Frequently asked questions
Is my money safe?+
Yes. It is held by the regulated payment partner until you approve and only then paid out to the provider. Stipme itself never holds funds.
What if I'm not happy with the delivery?+
Request changes with a short reason. The review period stops and nothing is paid out until you're satisfied or you both agree.
Do I get my money back if nothing is delivered?+
Yes. It's a rule both sides accept before paying: if nothing is delivered by the due date plus a 7-day grace period, you reclaim the milestone amount in full with one click. A new date only applies if you agree. Milestones you've already approved are paid out and excluded.
How long do I have to review?+
As long as agreed upfront: 72 hours, 7 or 14 days. Weekends don't count. We remind you before it ends.
Do I need to sign up?+
No. You simply use your provider's link.
Do I get an invoice?+
You receive the payment receipt by email. Your provider issues the invoice as usual.
What happens in a dispute?+
Stipme is neutral and doesn't decide who is right. You can agree on a partial payment or refund — money only moves if both agree or a rule agreed upfront applies.
Get up to 12 months of Pro free
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